Surviving in the Klang Valley

I received this from a friend, and posting it uneditted. Odd how people could survive under such circumstances..

In Malaysia, the average family income is RM3,000/month.
I understand there are many families whose monthly income does not reach RM3,000, but, to make things simple, let's take RM3,000 as the figure. Ok lah, right?
Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ...

Calculation starts...
-Electricity and water bill:RM100 (No air-con, No home theatre, No water heater ...ok?)
-Phone bill (Mobile):RM100
-Meals for a happy family:RM775 (3 meals on RM25/day, RM25 for 4 persons...?)
-Papa makan teh-tarik during working hrs:RM155 (RM5/day, RM5 ... can eat what?)
-Car repayment:RM400 (A proton saga aeroback, 7 yrs repayment)
-Petrol (living in city, traffic-jam):RM300 (go to work, bring son to school, only can afford one car running)
-Insurance:RM650 (kids, wife and myself)
-House repayment:RM750 (low cost housing repayment for 30 yrs, retired still have to work to pay!)
-Tuition: RM80 (got that cheap meh? I don't think so)
-Older children pocket money @ school:RM20 (RM1/day, eat bread?)
-School fees:RM30 (enough ah?)
-School books and etc:RM100 (always got extra to pay in school)
-Younger children milk powder:RM50 (cannot have the DHA, BHA, PHA one, expensive)
-Miscellaneous:RM100 (shampoo, rice, sauce, toilet paper)

No medical fees, no cinema visits, no Astro education, no outing with expensive tolls and carparks, no extras for LRT and busses.

Now it's starting to ring true. Most Malaysians go thru life in debts. House debts, car debts, credit debts. It's no surprise that an honest survey will turn up more bankruptcies than reported.

Can someone enlighten me if the same is true elsewhere??